Rates and Fees
Certain restrictions apply to all loan products. Home Equity Lines of Credit, and Fixed Rate Home Equity Loans require a current property insurance policy and the payment of closing costs.
Certificate Early Withdrawal Penelty-We may impose a penalty if you withdraw any of the principal before the maturity date.
Call 617-625-8411 for details. Rates are subject to change without advance notice.
Personal |
|
term |
Annual Percentage Rate |
| 4 years | 8.75 |
New Car |
|
term |
Annual Percentage Rate |
| 3 Years | 3.90 |
| 4 Years | 4.25 |
| 5 Years | 4.70 |
| 6 Years | 4.90 |
Used Car |
|
term |
Annual Percentage Rate |
| 4 Years/Chattell (3 Calendar Years) | 4.90 |
| 5 Years/Chattell | 5.25 |
| New/Used | 4.75 |
| Refinance/Transfer | 4.75 |
| 4 to 10 Calendar Years LTV 80% | 5.50 |
Home Equity |
|
term |
Annual Percentage Rate |
| 5 Years | 5.00 |
| 10 Years | 5.50 |
| 15 Years | 5.75 |
loan type |
Annual Percentage Rate |
| Home Equity Line of Credit | 4.50 |
| Home Improvement | 7.90 |
| Fully Shared Secured | 4.50 |
| Education Loan | 5.00 |
| Overdraft Protection | 9.90 |
Savings Accounts |
||
account type |
rate % |
Annual Percentage Yield |
| Regular | .50 | .51 |
| MMDA | .75 | .76 |
| 90 Day Certificate | 1.00 | 1.02 |
| 6 Month Certificate | 1.25 | 1.27 |
| 1 Year Certificate | 1.30 | 1.31 |
| 2 Year Certificate | 1.75 | 1.76 |
| 3 Year Certificate | 2.00 | 2.02 |
Fee Schedule
Service Fees Applicable to all accounts
- Statement copy fee $ 1.00 per copy
- Deposited item return fee $ 10.00 per item
- Stop Payment fee $ 10.00 per item
Service Fees Applicable to Share Draft (checking) Accounts
- Copies of both sides of processed checks $ 3.00 per check
- Returned Check fee per item $ 15.00 per item
- Overdrawn account fee $ 15.00 per occurrence
Loan Fees
- Loan fees vary from loan product to loan product and are disclosed in individual loan documents. Call 617-625-8411 for further details.
